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You wouldn’t trust a random stranger with your hair. Why should your healthcare be any different?

You wouldn’t trust a random stranger with your hair. Why should your healthcare be any different?

Centivo puts primary care - and real, trusting relationships - at the center of your plan.

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Healthcare in America isn’t working. It’s time for a change.

Centivo is an innovative health plan for self-funded employers founded on the belief that everyone deserves quality care at a price they can afford.

The way health plans should be

Finally, a health plan created to deliver the right care at the right cost.

  • Supervisor discussing dispatch plan with workers

    Affordable by design

    Free primary care. No deductibles*. Low, predictable copays. So members get the care they deserve at a price they can afford.

  • Smiling young male patient looking at senior female doctor discussing at medical clinic

    Centered on primary care

    Built around a strong primary care relationship to keep members healthier, reduce hospital and emergency room visits and lower the total cost of care. Plus, an integrated PCMH-recognized virtual primary care practice for care when you need it, where you want it.

  • Portrait of a happy boy giving high five to his doctor after vaccination

    Curated for quality

    Providers that meet stringent price and quality standards with a laser focus on primary care. Just what the doctor ordered.

  • Person sitting in front of laptop, having online appointment with doctor, following medical advices

    Unmatched member experience

    Simple app. Predictable costs. Integrated virtual care. Finally, a plan that’s built to be used.

* Plan design may vary by client

When you focus on the right incentives, good things happen

Everyone benefits when employees can afford to actually use their health plan – and that plan is built around a committed, outcomes-driven primary care team. Plan usage goes up. Medical costs go down. And people feel valued and protected.

  • Average annual employee out-of-pocket cost

    $409

    Compared to the industry average of $1650

  • Average employer savings

    ~15-30%

    Compared to widely recognized industry benchmarks

For questions about claims, pre-certification or member eligibility, please contact Centivo Member Care at providers@centivo.com.

For all other questions—including questions about joining the Centivo Network—please contact Provider Relations at providerrelations@centivo.com.

For all member and other inquiries, please contact Member Support at membersupport@centivo.com.

For all member and other inquiries, please contact Member Support at membersupport@centivo.com.