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Centivo is an innovative health plan for self-funded employers founded on the belief that everyone deserves quality care at a price they can afford.
A health plan that’s built to be used
Free primary care. High-quality providers. Affordable plan design. Everybody benefits.
Finally, a health plan created to deliver the right care at the right cost.
Affordable by design
Free primary care. No deductibles*. Low, predictable copays. So members get the care they deserve at a price they can afford.
Centered on primary care
Built around a strong primary care relationship to keep members healthier, reduce hospital and emergency room visits and lower the total cost of care. Plus, an integrated PCMH-recognized virtual primary care practice for care when you need it, where you want it.
Curated for quality
Providers that meet stringent price and quality standards with a laser focus on primary care. Just what the doctor ordered.
Unmatched member experience
Simple app. Predictable costs. Integrated virtual care. Finally, a plan that’s built to be used.
* Plan design may vary by client
When you focus on the right incentives, good things happen
Everyone benefits when employees can afford to actually use their health plan – and that plan is built around a committed, outcomes-driven primary care team. Plan usage goes up. Medical costs go down. And people feel valued and protected.
Average annual employee out-of-pocket cost
$409
Compared to the industry average of $1650
Average employer savings
~15-30%
Compared to widely recognized industry benchmarks
Bloomberg says, “Centivo offers an uncommon devotion to lowering costs”
True. We’re also excited about what our clients, members and partners say.
What they’re saying
Our team members love the predictable costs with copays instead of deductibles and coinsurance, and I love having a partner working right alongside us to improve outcomes.
VP, Human Resources, regional grocery chain
What they’re saying
For most of my adult life I have spent hours trying to balance out where I could afford to see the doctor and just pray that an emergency didn’t happen. I am no longer afraid to contact my PCP to be seen!
Centivo member, healthcare start-up
What they’re saying
Our client has gone from, ‘Why would we even consider this?’ to ‘Why wouldn’t we do this everywhere Centivo is available?
Consultant, national benefits consulting firm
What they’re saying
Our team members love the predictable costs with copays instead of deductibles and coinsurance, and I love having a partner working right alongside us to improve outcomes.
VP, Human Resources, regional grocery chain
What they’re saying
For most of my adult life I have spent hours trying to balance out where I could afford to see the doctor and just pray that an emergency didn’t happen. I am no longer afraid to contact my PCP to be seen!
Centivo member, healthcare start-up
What they’re saying
Our client has gone from, ‘Why would we even consider this?’ to ‘Why wouldn’t we do this everywhere Centivo is available?
Consultant, national benefits consulting firm
Centivo believes the key to lowering health costs isn’t less care. It’s the right care. Ready to rethink your plan?