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Centivo is an innovative health plan for self-funded employers founded on the belief that everyone deserves quality care at a price they can afford.

A health plan that’s built to be used

Free primary care. High-quality providers.
Affordable plan design. Everybody benefits.

Let's Get Started

Healthcare in America isn’t working. It’s time for a change.

Centivo is an innovative health plan for self-funded employers founded on the belief that everyone deserves quality care at a price they can afford.

Lower costs. Better experience. Find out how at our next 20-minute Lunch & Learn.

Sign Up Now(this link opens in new window)

The way health plans should be

Finally, a health plan created to deliver the right care at the right cost.

  • Supervisor discussing dispatch plan with workers

    Affordable by design

    Free primary care. No deductibles*. Low, predictable copays. So members get the care they deserve at a price they can afford.

  • Smiling young male patient looking at senior female doctor discussing at medical clinic

    Centered on primary care

    Built around a strong primary care relationship to keep members healthier, reduce hospital and emergency room visits and lower the total cost of care. Plus, an integrated PCMH-recognized virtual primary care practice for care when you need it, where you want it.

  • Portrait of a happy boy giving high five to his doctor after vaccination

    Curated for quality

    Providers that meet stringent price and quality standards with a laser focus on primary care. Just what the doctor ordered.

  • Person sitting in front of laptop, having online appointment with doctor, following medical advices

    Unmatched member experience

    Simple app. Predictable costs. Integrated virtual care. Finally, a plan that’s built to be used.

When you focus on the right incentives, good things happen

Everyone benefits when employees can afford to actually use their health plan – and that plan is built around a committed, outcomes-driven primary care team. Plan usage goes up. Medical costs go down. And people feel valued and protected.

  • Average annual employee out-of-pocket cost

    $409

    Compared to the industry average of $1650

  • Average employer savings

    ~15-30%

    Compared to widely recognized industry benchmarks

Centivo believes the key to lowering health costs isn’t less care. It’s the right care. Ready to rethink your plan?

Let’s get started