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An affordable, easy-to-use health plan solution

Centivo is a new type of health plan solution that can save employers 15% or more versus traditional insurance carriers without cutting coverage.

What We’re About

We exist for American workers and their employers - who are the backbone of our economy.

Our mission is to bring affordable, high-quality healthcare to the millions of Americans who struggle to pay their healthcare bills.


Employers want to do right by their employees but are struggling to provide good benefits in the face of escalating healthcare costs, are overloaded by technology and systems, and need more cost transparency and predictability. Centivo is here to help.


A health plan built specifically for self-funded employers

We offer unique and traditional plan designs, supported by Centivo’s proprietary app and member portal. We educate members on their plan with customized open enrollment communications and provide important plan updates with year-round communications.

What our members have to say

Centivo members enjoy having a dedicated partner in their Primary Care Team and access to high-quality, affordable care.


For Employers

  • Savings of 15% or more
  • Accountability on healthcare quality metrics, total cost of care, and waste avoidance
  • Happier, engaged employees

For Providers

  • Rewards for value
  • Motivated patients
  • Decreased financial & administrative burden

For Employees

  • A primary care team that is a true partner in their healthcare
  • Affordable care with few out-of-pocket expenses
  • A positive experience

For Benefit Advisors

  • An innovative offering to differentiate advisors with clients and prospects
  • Comprehensive member communications materials
  • Dedicated sales support
Centivo in the News

What People are Saying

We're here to change the status quo. Naturally, that’s getting some attention.

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Dramatic cost savings for employers and employees