Transforming Benefits for Schools: Affordable Healthcare that Finally Makes Sense
Transforming benefits for you and your employees
Affordable healthcare that finally makes sense for you and your employees.
Break free from the health plan that’s holding you back
Fully insured plans promise predictability- but too often deliver rising costs, limited transparency, and a one-size-fits-none solution. Employers are starting to question the logic: why renew a system that no longer works for your people or your budget? It’s time to escape the trap. A smarter, self-funded approach puts you in control - with savings, simplicity, and care that actually delivers.
When you break from the status quo, good things happen for your organization
Everyone benefits when employees can afford to actually use their health plan – when that plan is built around a committed, outcomes-driven primary care model. Primary care usage goes up. ER and hospitalizations go down. And employees feel valued and protected.
Average annual employee out-of-pocket cost
$391Compared to the industry average of $1650
Average employer savings
~13%Compared to widely recognized industry benchmarks
Lower costs. Better experience.
Find out how.(this link opens in new window)
“Our implementation experience with Centivo was absolutely flawless – deadlines were met, communications were clear, the say/do ratio was 1:1.”
“I will do my best to get my employees quality healthcare with great doctors and great hospitals. They deserve nothing less than that.”
Watch Roundtable(this link opens in new window)
“I was tired of giving my employees bad news every year when it came to their health insurance. With Centivo, we’ve given our employees good news three years in a row!”
“When we saw a plan design that was focused on the member relationship with our primary care physician, that was really important to us because I believe good healthcare starts with a good relationship with a PCP.”
Watch Video
“We do see a significant reduction in actual spend when you're moving to a plan like Centivo. And it's not because we are short-changing people on services. We're actually paying attention to the services they need and ensuring that they're getting the right treatment at the right time.”
Watch Roundtable(this link opens in new window)“Our implementation experience with Centivo was absolutely flawless – deadlines were met, communications were clear, the say/do ratio was 1:1.”
“I will do my best to get my employees quality healthcare with great doctors and great hospitals. They deserve nothing less than that.”
Watch Roundtable(this link opens in new window)“I was tired of giving my employees bad news every year when it came to their health insurance. With Centivo, we’ve given our employees good news three years in a row!”
“When we saw a plan design that was focused on the member relationship with our primary care physician, that was really important to us because I believe good healthcare starts with a good relationship with a PCP.”
Watch Video“We do see a significant reduction in actual spend when you're moving to a plan like Centivo. And it's not because we are short-changing people on services. We're actually paying attention to the services they need and ensuring that they're getting the right treatment at the right time.”
Watch Roundtable(this link opens in new window)You’ve got questions, and we have answers
Centivo clients range from smaller employers with more than 50 employees to the Fortune 500.
Centivo has reimagined and rebuilt three core elements of a health plan that influence cost including:
- High-quality network. Centivo builds its own network of hospitals and providers so employees can access quality care focused on their health and wellbeing. And because our partners are dedicated to value-based care models that put primary care at the center, members engage more with preventive measures, typically saving money but, more importantly, seeing improved health outcomes.
- Unit cost savings. Because Centivo partners with health systems with aligned interests, we can negotiate favorable rates, typically well below many of the local and national carriers.
- Plan designs built to be used. We want patients to get the right care at the right time, with prevention at the core. So we make primary care visits free – not just checkups, but ALL primary care – even virtual. And we’ve completely eliminated the deductible, while assigning predictable copays for our plan options to allow our members to access the care they need with no surprises.
We offer monthly webinars, publish regular education and can provide a proposal on our network and cost savings model upon request. You can reach out anytime and we’d be happy to help you avoid yet another year of steady increases.